Privacy Policy

Last Updated : January 2023

1. Introduction to RinggitPay Privacy Policy

This privacy policy (the “PRIVACY POLICY”) applies to your use of the website of RinggitPay hosted at https://ringgitpay.biz/, owned by Ascertain Technologies (Parent Company), UNIT A-13-13A, LEVEL 13A, TOWER A, MENARA UOA BANGSAR 5, JALAN BANGSAR UTAMA 1,
59000, KUALA LUMPUR.

The Privacy Policy governs the terms and procedures on the collection, use of service and disclosure of your information. This privacy policy ensures that your personal information is safe and is in compliance with your privacy rights and how the law protects you.

The terms “WE”, “US”, “COMPANY”, or “OUR” in this agreement refers to RinggitPay, whereas use of terms “YOU”, “YOUR” or “USER” refers to you, the individual accessing or using the Service by RinggitPay.

In order to access the service and be a user of RinggitPay, you are required to share your personal data with the company. The term “PERSONAL DATA” refers to personal information such as name, phone, email address and other data. The policies and terms of the usage and sharing of your personal data are listed down below. At RinggitPay we adhere to ensure and protect your privacy at topmost priority.

By using the Service and continuing to use this website, you agree to the collection and use of information in accordance with this Privacy Policy.

If you do not agree with these terms, do not use the website.

Our Privacy Policy were created with the help of the Privacy Policy Generator.

2. Collection and Usage of your Personal Data

2.1 Types of Data Collected

We collect, receive and store your personal data to enable you to use of services and features. Data collected is used to provide and maintain our Service, including to monitor the usage of our Service. Personal data or information, that identifies you as a user of RinggitPay may include, but is not limited to:

  • Email address 

  • First name and last name 

  • Phone number

  • Usage Data

2.2 Use of your Personal Data

We collect and record your usage data including your Internet Protocol address (e.g. IP address), browser type, location, pages of our Service that you visit, view, the time spent on each page and other diagnostic data. We may also collect information that your browser sends whenever you visit our service or when you access the Service by or through a mobile device.

These data collected are used to perform statistical analysis of user behavior and to help promote safe service, measure consumer interest in our products and services, contact via email, telephone calls, SMS, or other equivalent forms of electronic communication, update user about online offers, new features, send newsletters, for promotions, troubleshoot problems, enhance and customize user experience, to evaluate and improve our services, products, marketing, to maintain safety protocols against error, fraud and other criminal activity, enforce our terms and conditions.

We may share your personal data with “THIRD PARTY”, our partners to offer you certain products, services, or promotions, in which case we will require those partners to honor this Privacy Policy. We may also disclose your personal information to credit reporting agencies if you are interested to sign-up up for our product before providing the RinggitPay Services to you and with or without your consent for any other purpose or in response to valid requests by public authorities (e.g., a court or a government agency).

By showing interest in RinggitPay’s Product through submitting the web form, you are granting us consent to confirm your personal data with other entities or agencies and to conduct a credit check with any registered credit reporting agencies for us to verify your identity and/or to comply with any legal or regulatory requirements in connection with RinggitPay Services.

2.3 Retention of Your Personal Data

The company will retain your personal data to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

The company will also retain usage data for internal analysis purposes, to strengthen the security or to improve the functionality of our services.

2.4 Transfer of Your Personal Data

Your information, including Personal Data, is processed at the Company’s operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

The Company will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.

2.5 Disclosure of Your Personal Data

Business Transactions
If the Company is involved in a merger, acquisition or asset sale, your Personal Data may be transferred. We will provide notice before your Personal Data is transferred and becomes subject to a different Privacy Policy.

Law enforcement
Under certain circumstances, the Company may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Other legal requirements
The Company may disclose your Personal Data in the good faith belief that such action is necessary to:

  • Comply with a legal obligation 

  • Protect and defend the rights or property of the Company
  • Prevent or investigate possible wrongdoing in connection with the Service
  • Protect the personal safety of Users of the Service or the public.
  • Protect against legal liability

2.6 Security of Your Personal Data

The security of your Personal Data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

3. Cookies

RinggitPay uses “Cookies” to track your Usage Data and to identify the areas of our website that you have visited. Cookies are small files that are placed on your computer, mobile device or any other device by a website, containing the details of your browsing history on that website among its many uses. We use Cookies to enhance the performance and the functionality of our website but are non-essential to their use. These Cookies are essential to provide you with services available through the website. These allow us to remember the choices you make when you use the Website, such as your login details, language preference and others, hence enablisg use to improve and provide personal user experiences.

If you disable or don’t accept the cookies, you may be not able to access the functionality of our website correctly or at all.

4. Links to Other Websites

Our Service may contain links to other websites that are not operated by us. If you click on a third-party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party sites or services.

5. Changes to this Privacy Policy

We may update Our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

6. Contact Us

If you have any questions about this Privacy Policy, you can contact us: