2. Collection and Usage of your Personal Data
2.1 Types of Data Collected
We collect, receive and store your personal data to enable you to use of services and features. Data collected is used to provide and maintain our Service, including to monitor the usage of our Service. Personal data or information, that identifies you as a user of RinggitPay may include, but is not limited to:
2.2 Use of your Personal Data
We collect and record your usage data including your Internet Protocol address (e.g. IP address), browser type, location, pages of our Service that you visit, view, the time spent on each page and other diagnostic data. We may also collect information that your browser sends whenever you visit our service or when you access the Service by or through a mobile device.
These data collected are used to perform statistical analysis of user behavior and to help promote safe service, measure consumer interest in our products and services, contact via email, telephone calls, SMS, or other equivalent forms of electronic communication, update user about online offers, new features, send newsletters, for promotions, troubleshoot problems, enhance and customize user experience, to evaluate and improve our services, products, marketing, to maintain safety protocols against error, fraud and other criminal activity, enforce our terms and conditions.
By showing interest in RinggitPay’s Product through submitting the web form, you are granting us consent to confirm your personal data with other entities or agencies and to conduct a credit check with any registered credit reporting agencies for us to verify your identity and/or to comply with any legal or regulatory requirements in connection with RinggitPay Services.
2.3 Retention of Your Personal Data
The company will retain your personal data to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.
The company will also retain usage data for internal analysis purposes, to strengthen the security or to improve the functionality of our services.
2.4 Transfer of Your Personal Data
Your information, including Personal Data, is processed at the Company’s operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.
2.5 Disclosure of Your Personal Data
Under certain circumstances, the Company may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).
Other legal requirements
The Company may disclose your Personal Data in the good faith belief that such action is necessary to:
Comply with a legal obligation
Protect and defend the rights or property of the Company
Prevent or investigate possible wrongdoing in connection with the Service
Protect the personal safety of Users of the Service or the public.
Protect against legal liability
2.6 Security of Your Personal Data
The security of your Personal Data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.